Run a clean game. Every rule, every filing, every disclosure.
Welcome to The Compliance Command Center. Before you celebrate a single win in this Stadium, you need to know your game is clean. Teams that skip compliance are the teams that lose everything. Not on this field.
The Ruling
A dynasty that cuts corners on compliance is a dynasty that gets stripped of its titles.
The flag isn't punishment. The flag is the rulebook keeping the game honest.
Every rule, in plain English.
ERISA, ACA, COBRA, CAA. Four letters that decide whether your plan is a fiduciary asset or a fiduciary liability. Most owners have heard the names. Very few have read the rules.
This room reads them for you. One rule at a time. Plain English. No legalese. No assumption that you should have known.
By the time you leave, you'll know exactly what the rulebook requires — and exactly where your plan currently stands against it.
Five rulings. Five clean plays.
Every clean game runs the same five plays. Miss one, the flag is coming. Run all five, the dynasty stands.
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The Flag Audit
Where would the flag be thrown today? Review the current plan's compliance posture across ERISA, ACA, COBRA, CAA. Identify every infraction before the official spots it.
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Broker Disclosure (CAA)
Broker compensation disclosure is legally required under the Consolidated Appropriations Act. Not optional. Not negotiable. Brokers must disclose on request — and most owners have never asked.
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Governance and Minutes
Fiduciary documentation, plan governance, meeting minutes. Evidence of good-faith stewardship. If it isn't documented, it didn't happen — and that's the standard a regulator applies.
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Filings and Timelines
Every filing has a deadline. Every deadline has a cost for missing it. The Timing Lab pairs with this room to keep the clock honest.
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The Documentation Trail
Every plan decision creates a paper trail — or it should. The trail protects the owner, the plan, and the fiduciary process from challenges that arrive months or years later.
Twelve sets of eyes on the field.
The Head Ref doesn't watch everything. Each crew member watches one part of the field — and together they call a clean game.
Every required filing, every required disclosure, on the calendar. Nothing missed. Nothing late. Nothing assumed.
COBRA notices, eligibility, dependent rules, qualifying events. Employees get what they're owed, on time, in writing.
Plan funding, contribution structure, ACA affordability math, IRS thresholds. Money lives by the rulebook, not the gut feel.
CAA-mandated. Not optional.
The Consolidated Appropriations Act of 2021 requires brokers to disclose their compensation in writing. Direct and indirect. Commissions, overrides, bonuses, contingent payments — all of it.
Most brokers have never volunteered the disclosure. Most owners have never asked. That silence is not compliance. That silence is a liability waiting to be examined.
This room shows you exactly what to request, the format it must be provided in, and what to do with the disclosure once it lands on your desk.
A clean game isn't a burden. A clean game is the foundation that lets every other room in this Stadium stand. Skip the rulebook, you don't get to keep what you build.
— The Compliance Command Center · Dynasty Stadium
The Verdict
Run a clean game. Every rule cited. Every filing on time. Every disclosure on the record. The flag never gets thrown — because the game was clean from the snap.