ROOM 101 · FREE · THE TRUTH ROOM
You did not buy a simple insurance product.
You bought a financial arrangement dressed in a medical wrapper — with several parties standing between your dollar and your employee's doctor, each one paid on terms you have never been shown.
Four narrated acts. About ten minutes. Sound on — captions stay on screen either way. No census, no claims file, no client data of any kind.
END OF BROADCAST · ROOM 101
Your most recent group health plan renewal — or, if you do not have it, the options or proposal document your broker gave you. One document, either one, and that is all this room accepts. It carries the premium, the trend, and the plan terms the Engine needs to calculate identifiable waste. Nothing else is required, and nothing else drives the number.